Richard is the founder and CEO of Gambit Rewards. He is an experienced fintech entrepreneur and investment banker, with over 20 years of capital markets experience. In 2012, Richard co-founded ACEPortal, a leading financial technology platform for private placements of securities. As Head of Business Development, he helped steer a strategic investment in ACEPortal by the New York Stock Exchange in 2013, and the sale of the company to the Beneficient Company in 2018. Previously, Richard had a successful investment banking career with Bank of America Merrill Lynch, Citi and CIBC. He holds an MBA from Yale University and a Bachelor’s Degree in Business & Economics, Magna Cum Laude, from Cornell University.